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TRIANGLE FINANCIAL STRATEGIES | RESOURCES
Indexed Universal Life Insurance: A Smart Solution for Permanent Coverage and Cash Growth
By: Sean Ruehl Published on: 01/04/2025IUL A Smart Solution For Permanent Insurance
Unlocking Financial Freedom: Exploring the 4% Rule, Fixed Index Annuities, and the Fearless Path to Retirement
By: Sean Ruehl Published on: 24/03/2025Are you lying awake at night, haunted by the specter of running out of money in retirement? You're not alone. The fear of depleting retirement savings is a top concern for many Americans, outranking even the fear of death itself[8]. But what if there was a way to alleviate this anxiety and ensure a steady income stream throughout your golden years? Let's compare two popular retirement strategies: the traditional 4% withdrawal rule and fixed index annuities.
Economic Experts Cite How Fixed Index Annuities Can Help You Save Less for Retirement and Still Achieve Your Income Goals
By: Sean Ruehl Published on: 24/03/2025Recent studies have shown that a staggering 55% of Americans feel they're behind on their retirement savings. This widespread concern about having enough money for retirement is not unfounded, given increasing life expectancies and the decline of traditional pension plans. However, there's a powerful financial tool that could potentially allow you to save significantly less for retirement while still achieving your income goals: the fixed index annuity (FIA).
How Much Longer Will You Work If Your Retirement Savings Suffer a Market Crash? Protecting Your 401ks and IRAs in Retirement
By: Sean Ruehl Published on: 21/03/2025As you approach your golden years, the fear of a market crash derailing your retirement plans looms large. Recent studies show that a significant market downturn can force individuals to delay their retirement by months or even years, throwing carefully crafted financial plans into disarray. The 2008 financial crisis and the 2020 market volatility due to COVID-19 have demonstrated just how vulnerable retirement savings can be to sudden economic shifts. Are we close to another time like this?
